Investment Comparison Calculator
This calculator shows the difference between projected after-tax withdrawal amounts from the three general account types: taxable (after tax investments), tax-deferred (traditional IRAs and 401ks), and tax-free (Roth IRAs or 401ks). You can game various assumptions, such as annual rate of return and tax rates, to help determine which types of accounts you should be directing your savings towards.
While this is a useful first step, most people have only a vague idea what their tax rate will be once they begin withdrawals—typically in retirement. We would be happy to prepare a tax projection for the withdrawal phase to determine what your actual effective rate will be and, also, to determine if there are changes that can be made in your distribution plan that can reduce taxes or provide a stable, dependable income.
If you have questions about a financial issue, please call our main office at 303-694-1600 or you can request a Discovery Session through an online form.